The Reflex Credit Card is a below-average credit card for beginners. If you are looking to build your credit, there are better options available.
The card is issued by Celtic Bank and managed by Continental Finance Company, which has been around since 2005 and is the same company behind the Verve Card and Fit Mastercard. They claim to offer, “credit cards for consumers with less-than-perfect credit.” That’s a fair and accurate statement, but there are better options when it comes to beginner credit cards.
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