General Personal Finance Blog

Protection against loss is critical for everything you do, including running your own business or earning money from a side hustle. The primary tool for mitigating business risks, such as those described by Your Money Geek, is property and casualty insurance.

There are many insurance policies within the property and casualty insurance realm, each with its own vocabulary. Understanding the different types of property and casualty insurance can limit the number of many causes of catastrophic financial loss. In particular, you will want to know which ones apply to your business or side hustle.

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Health savings account rules are easy to follow. On top of that, they are one of the most underrated investment accounts available.

They’ve been around since 2003 and come with a lot of awesome benefits. The biggest perk is being able to contribute pre-tax dollars and have it grow tax-free. We’ll detail more of the benefits further below – there’s a lot of them.

A health savings account also comes with rules you need to follow in order to use them. Any tax-advantaged account, of course, has a string of rules attached to it.

Before diving too far into the various health savings account rules, we’ll start with a basic overview of health savings accounts. There are a lot of ways to optimize your health savings account, but the best thing you can do for now is to start using it.

[Read more…] about Health Savings Account Rules: What to Know in 2021

If you are in the market to sell your home, a good real estate agent is an invaluable asset.

Agents help their clients navigate the market and find potential buyers, and in return for their time and expertise, they charge commission fees. But what exactly is covered in agent commission fees? And what can homeowners expect to receive in exchange for these costs?

Read on to gain a full understanding of what real estate commission is, how much it costs, who pays for it, and alternative routes sellers can take if they are looking to save money.

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Jimmy Fallon Net Worth 2021: $60 million.

Jimmy Fallon was first known as a long-time cast member of Saturday Night Live (SNL) before hosting the late-night television shows Late Night with Jimmy Fallon and The Tonight Show, both of which have made him millions of dollars each year.

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Net Worth:	$60 Million
Born:	September 19, 1974
Source of Wealth:	TV Host, Comedian, Actor, Screenwriter
Nationality:	United States of America
Last Updated:	2021

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When Jimmy Fallon started his comedy career, his ultimate goal was to be on Saturday Night Live. He would eventually accomplish that goal and go on to host his own successful and unique late-night television shows.

As of 2021, his reported net worth is $60 million. However, it seems likely that it’s quite a bit higher than that. Below is an outline of his path to fame and fortune, as well as some lessons we can learn from his journey to wealth.

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First comes love, then comes commitment, then comes financial partnership.

Individuals who come into a relationship with solid money habits have an advantage, but to make love work, it’s essential to merge skills to make the most of dual incomes and hit shared goals and dreams.  Financial planning can be a source of frustration and friction when you have different attitudes toward saving and spending or aren’t sure where your money should be going.

Being a financially effective couple has nothing to do with being rich. It has to do with managing the money you have and allocating it effectively toward the things you value and want to do in life. It also comes from knowing you and your partner’s money stories and money personalities.

There’s no handbook for how couples should manage their money effectively because, well, each couple wants different things out of life. Still, there are ways to grow your money together while keeping arguments to a minimum.

[Read more…] about 10 Money Habits of Financially Successful Couples