General Personal Finance Blog

Going through the financial planning process is a good way to get your personal finances in order. In fact, few things will end up having as much impact on your financial life as having a financial plan.

The process of planning your finances allows you to immediately assess your current financial picture and prepare for your future financial situation.

A proper financial plan will also cover everything in between the now and retirement. It serves a personalized roadmap to financial security, covering everything from investment goals to ensuring you have the right insurance in place.

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Solo travel is a great way to not only learn about the world, but also discover who you are, and push the boundaries of your comfort zone. However, solo travel can get intimidating (there’s so much to do to prepare!) and expensive as you no longer have anyone to split costs with. Travel hacks can help.

This guide will help you figure out how to budget for a solo trip and save money, how to pack so that you’re efficient, and will go over some things you must do to be prepared. Also, we’ll cover some benefits of solo travel and why everyone should do this at least once. PLUS, tips for what you can do by yourself once you’ve arrived!

Let’s get started.

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Believe it or not, companies are eager to earn your business and are willing to send you free samples by mail in hopes of establishing you as a client. However, there are many time-wasting scams out there that will end up costing you money with the lure of a “free sample.”

This guide will provide you with the best places and companies to contact to get free product samples – without any strings attached.

Costco is no longer the only go-to for free food samples. You can get all types of free baby formula and product coupons online with minimal effort. If you love to receive free samples as much as I do, keep reading!

One note before diving in, you should avoid testing new products by putting them on your credit card. Instead, leverage the power of marketing and free product testing to save you serious cash.

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A health savings account (HSA for short) is arguably one of the best tax-advantaged accounts you can open. Not only can you contribute tax-free dollars to spend on medical expenses, but you can also invest and grow your money tax-free. Lively is one of our favorite HSA providers, and below is an overview of HSAs and a full Lively HSA Review.

If you’re not familiar with an HSA, or not sure where to get started, don’t worry. We’ll break down all the basics in just a second.

For now, all you need to know is that nearly everyone who is eligible for an HSA should be utilizing one.

[Read more…] about Lively HSA Review: How to Easily Open an HSA

What makes you successful in business? Is it climbing the corporate ladder? Or retiring early to spend more time with your kids? Turning your side hustle into a full-time gig?

The answer, of course, is up to you. Whatever dreams you set your mind to can be achieved with hard work, perseverance, and yes, a little luck.

The path to success can be made a little straighter by listening to the wisdom of others and learning from their failures as well as their triumphs. With that in mind, here are ten business quotes to inspire you to achieve greatness in whatever realm you choose.

[Read more…] about 10 Best Business Quotes on Success and Inspiration