Nothing gets the adrenaline going like talking about, wait for it, personal finance tips! What a great discussion topic, especially for the holidays. Second only to talking politics.
Sarcasm aside… talking personal finances should be more commonplace. Maybe less of us would be in credit card debt, or using low interest savings accounts, or not investing at all, if we just opened up and talked finances once in awhile.
So I’ll start by doing my part and sharing my top 14 personal finance tips that everyone should act on today! These are the best personal finance tips out there and should be checked off by beginners and experts alike.
Here are the categories of personal finance tips that we’ll walk through, in order of what you should be tackling first:
- Budget Better and Set a Baseline
- Save More Money (and Save Better!)
- Make More Money
- Make Your Money Work for You (a.k.a. Investing)