fbpx

Just Start Investing

Index Investing is Easy

Blog

Advantages of Credit Cards and Why You Need One

By 2 Comments

When used responsibly, the advantages of credit cards are nearly endless. In fact, credit cards are actually one of my favorite personal finance topics to talk about because of all the great benefits they offer.

Credit cards are one of those things that get a bad reputation because of the horror stories you hear about consumers racking up insurmountable amounts of credit card debt. Don’t get me wrong, those horror stories are real and scary, but it’s also fairly easy to avoid getting caught in a bad situation.

When you use a credit card the right way, you can take advantage of all the perks and rewards that they offer.

Using it the right way really just means paying it back on time and in full every month. You’ll hear me say that a few times, because, well, it’s just that important.

Before diving in, we’ll level set on what defines a credit card. If you’re already an expert, go ahead and skip to the next section.

[Read more…] about Advantages of Credit Cards and Why You Need One

How to Get Your Life Together – Financially Speaking

By Leave a Comment

Unfortunately, in current the culture, it can be easy to mistake that success in life is as simple as following the wisdom of a few memes. As if the only thing standing between you and learning how to get your life together is believing in yourself and the application of a Dale Carnegie quote.

With no disrespect to Buzzfeed and their 27 simple ways to get your life together, memes are not going to pay the bills. While I’m at it, the real world doesn’t care how special your mom thinks you are or that you have a fancy business school degree. If the economy heads into a recession or the market takes a nosedive, you may go from being a valued “family member” at work to an expendable line item.

New Years’ resolution time is just around the corner, and every year millions of American pledge to save more or get out of debt. Unfortunately, most fall short of their resolutions, so here is the ultimate guide to how to get your life together (financially).

[Read more…] about How to Get Your Life Together – Financially Speaking

The Cost of Car Maintenance: 9 Ways to Lower Your Expenses

By 4 Comments

If you are like most Americans you probably have a car, or even two, sitting in your garage at home. And, not surprisingly, the cost of maintenance on your car(s) is likely not cheap either.

There has been plenty written about the rapidly rising costs of cars and the maintenance associated with them. Not to mention the rapidly rising (and lengthening!) loans buyers are taking on to purchase their vehicles. Both with a negative impact to consumers.

While I may not be able to convince everyone to buy a used, cost-efficient car and take public transit whenever possible. I can help you reduce the price of car ownership and lower your maintenance costs to help you save more money. Even if you do buy a brand new, luxury vehicle!

These 9 money-saving tips will help you drive more efficiently, minimize your cost at the gas pump, and reduce the dent that a car makes in your budget each month through it’s cost of maintenance. Here’s how to save some major cash on your car over the long term.

[Read more…] about The Cost of Car Maintenance: 9 Ways to Lower Your Expenses

Best Apps To Make Money For An Easy Financial Boost

By Leave a Comment

There’s no shortage of apps to make money these days. And given that 96% of Americans now own smartphones, you are primed and ready to start doing just that! But despite all the money-making methods out there, some are decidedly better than others.

So how do you know what are the best money making apps? That’s what we’ll cover in this article. In most cases, you probably can’t make a full-time living using apps, but you can ease the financial burden in a variety of ways.

There are also a variety of different types of apps to make money, such as:

…and countless more. In reality, we could probably go on all day listing different apps and app categories, but below are the main ones to consider.

Our personal favorite is Mistplay – you literally get paid to play games!

[Read more…] about Best Apps To Make Money For An Easy Financial Boost

Dave Ramsey Baby Steps Explained: One Man’s Path to Financial Freedom

By Leave a Comment

If you enjoy reading and learning about personal finance, then it’s safe to say you’ve probably heard the name Dave Ramsey and know about how his infamous Baby Steps.

Since the 90’s, The Dave Ramsey Baby Steps have helped millions of people get out of debt and start them down the path to achieving financial freedom.

No matter how many blogs I read or podcasts I listen to, his name stands out more than any others.

Why?

It’s because he understands the motivation people need to get out of debt and has built his empire around this method.

Heck, he even inspired me to go through his Master Training Program and become a financial coach.

I think the world would be a better place if we take his example by sharing our failures with others to help them avoid the same mistakes that we make.

[Read more…] about Dave Ramsey Baby Steps Explained: One Man’s Path to Financial Freedom

The Latest Blog Posts:

As Featured In:

Just Start Invseting Press B&W

Follow Us: