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By keeping tabs on your finances, you can create a secure and fulfilling future. That’s where a personal financial statement comes in.
At its core, a personal financial statement offers an overview of where you stand financially at any point in time. It can help you succeed in various aspects of your life.
[Read more…] about Why You Need a Personal Financial StatementChoosing quality over quantity can be a wise decision in many aspects of life. It could save you money over the long run and leave you better off financially, and there are many other benefits to adopting this minimalist mindset.
From reducing stress to freeing up more time to do things you love, the benefits of opting for quality over quantity are nearly endless.
If you are struggling with maintaining a budget or just looking to improve your life, below you’ll learn more about the quality over quantity mindset and how to apply it to various aspects of your life.
[Read more…] about Quality Over Quantity: A Minimalist Mindset to Save MoneyIt’s been a dismal year for the economy. But one bright spot amidst the recession has been the explosion in the value of Bitcoin and other cryptocurrencies.
Since its low in April 2020, Bitcoin is up almost 800% in less than 12 months!
So how can you take advantage of Bitcoin’s rise in the world economy? What is the best and easiest way to get exposure to cryptocurrency in your portfolio? Is there a Bitcoin ETF?
Read on for answers to all those questions and more.
Before we get started though, I want to answer one question off the bat – is bitcoin risky?
The answer is yes. 100% yes.
It’s a gamble. So be sure you have a sound retirement plan and investment strategy before diving head first into crypto.
[Read more…] about Is There a Bitcoin ETF?Investing in farmland is similar to investing in real estate – you purchase property that (hopefully) appreciates in value and can collect rental income on a regular basis.
However, both real estate and farmland are more challenging to invest in compared to stocks and bonds, and that is where FarmTogether comes into play, the company we will review below.
FarmTogether is an online investment platform that makes it easier for investors to add farmland to their portfolios. They make it easy in a few ways, which we’ll dive into in this article. First, I wanted to highlight in more detail why farmland, in general, has the potential to be a good investment.
[Read more…] about FarmTogether Review: How to Invest in FarmlandGiving your child a debit card can be an excellent way to teach them about money and budgeting early in life. With consumer debt in the US growing to over $14 trillion, according to CNBC and the Fed, any step you can take to help promote financial literacy early can go a long way.
However, not all debit cards for kids are created equal.
Some have higher monthly fees. Others are free but have ATM and card reload fees. And a few cards offer features above and beyond the competition.
It’s important to understand your options before choosing which debit card to get your kid, especially when it comes to cost. So below, we compiled a list of some of the best debit cards for kids, including a couple of free options you should consider.
[Read more…] about The Best Debit Cards for Kids to Teach Them About Money