Budget Blog

There are a lot of good reasons for you to learn how to stop spending money.

Well, maybe not how to stop spending money altogether, but learning how to spend less in certain areas can help you reach your financial goals. Whether that is to save more, invest more, or better prepare for retirement.

Regardless of the reason, deciding to try to spend less money is a great first step to improving your budget and personal finances overall.

[Read more…] about How to Stop Spending Money: 10 Ideas to Try

Managing bills is not easy, but luckily there are apps out there like Truebill that are here to help.

From Netflix to gym memberships to magazine subscriptions, it can be hard to properly manage and keep track of all of your bills. Potentially allowing yourself to continue being billed for a service that you no longer use.

Truebill is a personal finance app specifically designed to help resolve this dilemma. Though, unlike other budget-planner apps out there, it is a lot more ambitious in its approach.

Read the full Truebill review below to find out more and see how much you can save by using this app.

[Read more…] about Truebill Review: Not Your Average Budgeting App

The cost of furnishing any space depends on where you source the furniture. Finding the best cheap furniture stores will substantially reduce the cost of furnishing your house or apartment. But how do you know where to find the best cheap furniture stores?

You can find cheap furniture with:

• Department and furniture stores (in-store and online)
• Buying from sellers on apps like Mercari
• Using cashback and rewards apps or programs like Rakuten
• Garage sales, estate sales, etc

It’s all about knowing where to look to get the best deal on furniture prices.

[Read more…] about The Best Cheap Furniture Stores to Get Quality Furniture for Less

Choosing where to live is an important financial and personal decision. Financially, choosing a HCOL vs LCOL area can have an impact on how much money you are able to save every month. Personally, choosing a location that fits your lifestyle can have an impact on your happiness.

In this article, we’ll focus on the financial implications of choosing where to live, but touch on some of the personal factors that you need to take into account as well.

In case you are not familiar, the acronyms HCOL and LCOL stand for “high cost of living” and “low cost of living”, respectively. We’ll dive more into those definitions below.

[Read more…] about HCOL vs LCOL Areas: The Pros and Cons of Each

Learning how to save money to buy a new car can make the whole car buying process less stressful, when done correctly.

Really, it all comes down to budgeting and preparing. The more prepared you are to buy a car, the easier the process will be.

Proper budget planning simplifies the process without having to break your bank and making it seem like a massive sacrifice at once. Saving money steadily and slowly and setting it aside will make it easier when it comes time to make a down payment. Plus, you can likely save more by making a few adjustments to your daily spending habits, but it will require discipline. 

Below, we’ll go over how you can properly budget and prepare to buy a new car. Purchasing a new car can be a complicated process, but by following these easy tips, it can be easier than you expect. Keep reading to learn more!

[Read more…] about How to Save for a Car: 5 Easy Tips