Investing Blog

All of the recent hype surrounding Gamestop, cryptocurrency, non-fungible tokens (NFTs), and meme stocks made me question – is anyone risk averse anymore?

Does anyone value consistent returns over the 50/50 gamble to win big or lose it all?

Of course, I know the answer is “yes.” There are over $4 trillion in passive funds right now, which means there are a ton of people employing a long-term investment strategy.

But still, it feels like everyone is gambling with their hard-earned income like it’s their first time in Vegas. And it’s partially true.

While many people are investing in index funds and other traditional investments, Dogecoin (crypto that started as a meme… yes, a meme) has a market cap of nearly $50 billion!

Ford doesn’t even have a $50 billion market cap.

As I felt in a hint of FOMO surrounding all of these fast-growing investments, it felt like a good time to reexamine why I’m passing on these types of investments in the first place – because of the risk they carry.

[Read more…] about How Risk Averse Are You?

UNest is an app that helps you save for your child’s future.

When UNest was founded, it focused on 529 Savings Plans, a common type of tax-advantaged account designed to help you save for future college expenses on behalf of a beneficiary. However, while 529 plans offer a lot of tax advantages, they are restrictive.

That is why in 2020, UNest made the switch from offering 529 plans to Uniform Transfers to Minors Act (UTMA) accounts.

These types of accounts still offer some tax benefits but provide more flexibility on how money can be used in the future.

[Read more…] about UNest Review: Invest for Your Kid’s Future

If you’ve been watching this year’s tech stock rollercoaster with an odd sense of déjà vu, you’re not alone.

Members of the market-watching media have noted the strong parallels between today’s tech sector and what went down when the dot-com bubble burst back in 2000. And those similarities—rising stock valuations, an increase in initial public offerings (IPOs), and a focus on buzz over basics—have some experts pondering if history is repeating.

If you—or your parents, or your grandparents—were affected by the 2000 dot-com crash, you may be wondering if there’s something you can do to help protect your portfolio this time around.

Here are five lessons from the dot-com bubble and the financial crisis that followed.

[Read more…] about Personal Finance Lessons from the Dotcom Bubble

Index investing is my preferred investment strategy, but of course, that doesn’t mean it’s the only good strategy. Many investors have had success investing in cryptocurrency, real estate, and by actively selecting individual stocks.

Titan Invest is a new investment management firm that focuses on the last investment option mentioned above – actively selecting stocks. Its goal is to bring the benefits of hedge funds to everyday investors.

Below, we’ll provide a full review of Titan Invest.

[Read more…] about Titan Invest Review: How to Invest Like a Hedge Fund

Wouldn’t it be great if you could improve your investment returns by owning securities when prices are increasing and selling them before they crash? If you learn how to read stock charts, you might have a chance to do so.

People take many different strategies for investing in stocks. I rely on a mix of investments in mutual funds, exchange-traded funds (ETFs), and individual stocks. When I buy the last of these, I rely primarily on fundamental analysis, as discussed by Milan Kovacevic in his post, “How to Start Investing in 2021: A Complete Guide.”

Milan suggests investing for the long term, a strategy I generally embrace. To do this, I use the strategies set forth by Peter Lynch, described in my review of his book “One Up on Wall Street,” and my ability to read financial statements. Technical analysis or reading stock charts has always intrigued me.

If I could use stock charts to help me sell a stock before the price falls too much or at least not buy it until it has hit its low price, it seems to me that the value of my portfolio would be higher than my current strategy of buying stocks and holding them forever.

[Read more…] about The Ultimate Guide on How to Read Stock Charts