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Banking Blog

Figure Loans Review

March 3, 2022 By Kiril Kuculoski

Figure Loans is an online lending service designed for borrowers with good credit scores. The Fintech company uses the FICO scoring system, meaning they accept borrowers with a FICO credit score of 680 or better. Figure offers several services to borrowers. One of their most popular services is the home equity line of credit. With this service, homeowners can take out a fast loan on their mortgage – usually within minutes. The borrowers will have the funds available in their bank account in a few days.

[Read more…] about Figure Loans Review

Wet Loans vs. Dry Loans: What’s the Difference

February 18, 2022 By Kiril Kuculoski

Wet loans and dry loans are types of mortgages that dictate how you buy a home. The main difference between both types of mortgages is the way the funds for the home purchase are released by the lender. As such, the wet loan vs dry loan debate is something that homeowners should pay attention to. It can make a big difference between purchasing a home successfully, and getting rejected at the last minute. Due to how they work, they appeal to home buyers differently. 

[Read more…] about Wet Loans vs. Dry Loans: What’s the Difference

Difference Between Open End Credit and Closed End Credit

December 3, 2021 By Kiril Kuculoski

In the world of loans, mortgages, and financing, the average consumer may feel confused and stressed. Nonetheless, it’s vital to understand how credit and loan types differ, as this will help you decide which path to homeownership is most suitable for you.

If you are short on cash when planning a purchase, an open end credit option may be available to you. But then, there is also the term Closed-End. 

Wondering what all of this means? Let’s take a look at the difference between Open End and Closed-End Credit to understand future decision-making better!

[Read more…] about Difference Between Open End Credit and Closed End Credit

List of Banking Terms You Should Know

November 29, 2021 By Kiril Kuculoski

To understand the world of banking and finance, you have to know the relevant terms. Tons of these banking terms will leave you scratching your head as to what they mean. But luckily, we’re here to tell you all about the most important ones.

[Read more…] about List of Banking Terms You Should Know

What Is Commercial Banking?

November 25, 2021 By Kalin

You have probably been to your local bank and been met with the term commercial banking. With hundreds of financial service companies competing for business, it’s essential to understand the different banking services available. That way, you can choose the type of institution that best fits your particular needs. So, what is commercial banking anyways?

[Read more…] about What Is Commercial Banking?
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The Latest Blog Posts:

  • Figure Loans Review March 3, 2022
  • What is Hypothecation? February 28, 2022
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