Banking Blog

Whenever you perform a transaction at a State Bank of India (SBI) ATM, you get a transaction slip on which a response code is printed for every transaction.

Usually, a response code is a two digit number provided by a bank for the transaction done through bank’s CAS payment gateway. This code signifies why your transaction an ATM was successful or declined by your bank.

It is important for you to know the SBI ATM Response codes and their meaning , if you are a SBI customer.

Even if you aren’t, there would be someone in your family or friend who would definitely be a SBI bank customer, since it’s the largest public sector bank of India. You can help them out if you would be familiar with the SBI ATM response codes.

As an SBI customer, I was in that situation once and therefore I can have an idea about the number of SBI users who would be getting SBI ATM error codes, without an idea about what it means and how to resolve them.

Read this whole article to know these SBI ATM error codes, their meaning and where to contact in the situation you get an SBI error code.

List of SBI ATM Response Codes And Their Meaning

SBI ATM Error Code	SBI ATM Error Code Meaning
0	Transaction is successful.
1	Transaction is successful.
4	Card is captured.
5	Transaction is not honoured.
6	Data for PIN is not available.
7	Pick Up
14	Card number is Invalid.
19	Retry your transaction
30	Format problem.
33	The card is expired.
36	The card is restricted or blocked.
39	There’s no credit account.
41	Card Pick Up is lost.
42	Account is Invalid.
50	The user is not authorised.
51	The card is expired.
52	The card you are using is invalid.
53	The Card PIN is not correct.
54	Problem is with the database.
55	Ineligible transaction.
56	Account is not eligible.
57	Transaction is not supported.
58	Insufficient funds / Invalid Txn
59	Insufficient funds
60	Usage Limit Exceeds
61	WDL Limit Would Be Exceeded
62	Pin Tries Exceeds
63	WDL AMT already reached
64	Invalid Credit Card Cash Advance Amount
65	No Information for Statement
68	External Decline
70	System Error
71	Contact Card Issuer
72	Destination Not Available
73	Routing Loopback
74	Message Edit Error
76	Dormant Account
77	Account is locked
78	Inoperative Account
79	Acct Not Connected to ATM Card
80	System Not Available
89	Acquirer limit exceeds
93	Minor Acct
94	Insufficient Funds
95	Insufficient- mod-funds
96	Drawing Power
99	Timed Out
100	unable to Process Transaction
105	Card Not Supported
106	Pin Tries Exceed
107	Daily Usage Limit Reached
112	Pin Data Required – Contact Helpline
114	Invalid Account
116	Insufficient Funds
117	Incorrect Pin
118	No Card Record
119	The transaction is invalid.
121	Exceed Withdrawal Amount
122	Security Violation
148	Card Blocked
149	Card Blocked
150	Blocked Card
151	Expired Card
168	External decline
201	The PIN is not correct.
204	Please enter lesser amount.
206	CAF Not Found
208	The card is lost or stolen.
903	CAF Status 3
909	System is not functioning.
911	Response is received too late.
912	There’s not HOST.
993	The system can’t verify the PIN.

What Should I do When I Get an SBI ATM Error Code?

You have seen that most of the SBI ATM error codes are due to server and you can’t do anything when a server is not responding or if your transaction is declined due to SBI server issue.

However, if the response code means that your Debit card PIN is incorrect, insufficient funds, blocked debit card etc., you do some of the below listed things:

Call SBI Help Desk Assistance

To receive support from the SBI help desk, dial the State Bank of India’s toll-free numbers: 1800 112 211 or 1800 425 3800.

Communicate Your Bank About Missing or Compromised Card

In case you are worried about missing or compromised card or cash, promptly get in touch with the nearest SBI bank for assistance.

Also, if you need to transfer your SBI account, check our details guide on how to transfer SBI Bank account from one branch to another?

Visit Nearest SBI Branch

If you need specific assistance from your local branch, don’t hesitate to reach out to them directly or contact the card centre.

Reset Your SBI Debit Card PIN

To reset the PIN for your SBI ATM, follow these online steps:

1. Access your SBI account using your internet banking credentials.
2. Go to the ‘E-Services’ section.
3. Next, proceed to the ‘ATM Card Services’.
4. From the available options, choose ‘Generate New ATM PIN’.
5. Click on ‘Get Authorisation PIN’.
6. You will get an OTP for verification at the mobile number linked with your account.
7. Enter that PIN and your SBI ATM will get reset.

Frequently Asked Questions

What does Response Code 68 means?

The response code 68 means an external decline and appears if you have reached the maximum number of ATM withdrawals permitted in a month, typically capped at four times by SBI.

What does SBI Error Code 112 mean?

The SBI error code 112 means and invalid PIN. Encountering error code 112 indicates that the entered PIN for the SBI card is incorrect, causing the transaction to decline.

What does SBI ATM error code 88 mean?

The SBI ATM error code 88 means that the ATM is unable to read the card. The Error Code 88 suggests the ATM is unable to read your card due to possible issues with the card’s chip or magnetic strip. You should try cleaning the chip and retry, or use a different machine if the problem persists.

What does Error Code 150 mean?

The error code 150 means PIN Setup Failure and shows that there was an unsuccessful attempt to set the Debit card PIN, leading to the card being blocked, accompanied by a “your card is blocked” message.

What is ATM Error Code 057?

The ATM error code 57 means that the function you are trying is not permitted. It signifies that a transaction attempted with a credit card is not authorized by the bank.

What is ATM Error Code 068?

The ATM error code is generally encountered during a cash transaction when you don’t receive money, it indicates an ATM malfunction. Contact SBI customer support or visit your branch as soon as possible.

What is SBI Response Code 78?

The SBI ATM response Code 78 denotes a declined transaction possibly due to a dormant/inoperative account, lost/stolen card, or exceeding the transaction limit. If you get this error due to a damaged Debit Card EVM chip, it will require card replacement.

What does ATM Error Code 050 mean?

The SBI response code 050 implies potential compromise of the account linked to the card, necessitating immediate contact with the bank to secure your funds.

What is SBI ATM Response Code 077?

This code signifies a locked account, requiring reactivation through direct contact with the home SBI branch.

What is SBI Response Code 055?

The SBI response code 055 is displayed when a wrong PIN is entered for the SBI card. Correcting the PIN should resolve this issue upon reattempting the transaction.

What does SBI ATM Error Code 052 mean?

The SBI ATM response code 052 occurs when a credit card transaction is declined because the associated cheque account does not exist.

What is meant by an SBI ATM Error Code 71?

Code 071 usually appears when the ATM’s note cassette is empty or the currency inside is not dispensable.

What is ATM response Code 072?

This response code suggests that the bank server failed to interpret instructions from an ATM terminal, often due to using an outdated debit card.

What is Error Code 089?

When you get an error 089, it means the acquirer’s transaction limit has been surpassed. You can get this response code when withdrawing cash using a different bank’s card in an ATM with a per-transaction limit below ₹10,000. To resolve this, withdraw an amount less than ₹10,000.

What is SBI ATM Error Code 53?

The error code 53 means a closed savings account is linked to your credit card. It signifies a transaction attempted with a credit card linked to a previously closed savings account at SBI.

In this evolving banking landscape, the State Bank of India (SBI) has introduced a game-changing feature that empowers customers to seamlessly transfer their accounts from one branch to another without the traditional hassles. This innovation comes as a boon, especially for those facing the challenges of frequent relocations or changes in residence.

You can request the transfer of an SBI Bank Account from one branch to another with SBI Net banking, SBI YONO App, or SBI YONO Lite App or by submitting an account request application offline at your SBI branch.

In this article, we will explore four distinct methods, including the use of SBI YONO and Netbanking, as well as offline procedures, providing you with a comprehensive guide on how to efficiently transfer your SBI bank account from one branch to another branch.

Why Do You Need To Transfer a SBI Bank Account from One Branch To Another?

There could be several reasons why you may consider transferring your State Bank of India (SBI) bank account from one branch to another.

Here are some everyday situations where you should consider transferring your bank branch:

Change of Residence

If you are an SBI account holder and relocating to a different city or locality, transferring the SBI account to a branch near the new residence can provide more convenient access to banking services.

Proximity to Workplace

You can transfer your SBI account to a branch closer to your workplace for ease of access and convenience in managing banking affairs during office hours.

Branch Service Quality

If you are an SBI customer who is unsatisfied with the service or facilities provided at your current SBI branch, you should transfer your account to a branch known for better service quality.

Specialized Banking Services

Certain branches may offer specialized services or cater to specific customer needs. Transferring your SBI account to such branches might be beneficial if you require specialized services.

Consolidation of Accounts

If you have multiple accounts, you may prefer to consolidate multiple accounts under one branch for easier management and tracking of their financial transactions.

Change in Account Type

If you wish to change the type of account (e.g., from a regular savings account to a salary account), you may need to transfer your account to a branch that supports the desired account type.

Operational Convenience

You can transfer your SBI accounts for operational convenience, such as proximity to public transportation, parking facilities, or the availability of extended banking hours.

Family Convenience

In the case of joint accounts or family accounts, transferring the account to a branch that is more convenient for all account holders may be considered.

When applying for a transfer, it is essential to be aware of the procedures and documentation required by the bank. Typically, SBI banks have specific forms and guidelines for account transfers.

Also, it would be best if you visited the SBI branch where you want to transfer your account and inquire about the services and facilities they offer before initiating the transfer.

How do you transfer an SBI account to another branch online using SBI Net Banking and YONO Apps?

There are four ways to transfer an SBI account from one branch to another; three of them are online, and one is offline.

Let’s start with the online ways first.

Transfer SBI Account To Another Branch with SBI YONO

You can perform almost every transaction using the SBI YONO App, whether it’s transferring money or applying for a service request. (Do you know? Now, you can also make money with SBI YONO referral code)

Here are the steps to transfer the SBI account to another Branch using the YONO App:

1. Open the SBI YONO app and navigate to the Service Request section.
2. Choose the Account menu from the options available.
3. Find and select the “Change Home Branch” option.
4. Click on the option and pick the specific account number you want to transfer.
5. Enter the destination branch code or search for the desired branch and then confirm your selection.
6. Enter the OTP (One-Time Password) you would have received on your mobile number and complete the transaction.
7. Your account transfer will be processed instantly.

Transfer SBI Account To Another Branch with SBI YONO Lite

Most of us need clarification with SBI YONO and SBI YONO Lite. Yes, both are the same, but one important difference is that SBI YONO Lite is made for SBI customers with limited internet access and works perfectly fine with low data speed.

The User interface of both Applications is different, and therefore, the steps to transfer the account to another branch also differ a little.

Here are steps to transfer the SBI account to another branch using YONO Lite:

1. Open the SBI YONO Lite App on your smartphone and go to the Services section.
2. Choose the Account menu from the available options.
3. Choose the savings account transfer option from the list of options.
4. Pick the specific account number you intend to transfer.
5. Enter the destination branch code or search for the SBI branch you want to transfer your account to and confirm your selection.
6. Enter the OTP (One-Time Password) you would have received on your register number with the SBI to complete the transaction.
7. Your account transfer is successfully done. Go to your branch and check with the bank staff for confirmation.

Transfer SBI Account Anywhere Using SBI Net Banking

Most of us have shifted to the use of Apps for our banking needs. Still, the Internet banking facility provides a much more detailed inspection of offers and transactions related to our accounts.

Here are the steps to perform SBI account transfer from one branch to another via SBI Net banking:

1. Go to the official SBI online banking website: [https://www.onlinesbi.sbi/personal/]
2. Use your username and password to log in to your account.
3. Navigate to the “e-Services” tab on the top menu bar.
4. Choose the “Transfer of Savings Account” option.
5. Select the account you wish to transfer.
6. Enter the branch code of your desired SBI branch where you want to transfer your account.
7. Review the provided details and click on “Submit.”
8. Enter the OTP that you have received your registered mobile number and click on “Confirm.”

You will receive a confirmation message for the successful processing of your branch transfer request.

Offline Transferring SBI Account To Another Branch

If you are an SBI customer who can’t access Net banking or mobile banking facility by SBI Bank, you can still request an SBI account transfer offline. However, this will require you to visit the SBI branch and write an application for the transfer of account from one branch to another.

 When you are not accessible to SBI Netbanking or if you are not using it, you may visit your branch and get your account transferred to the desired branch.

Here’s how you can request an SBI account transfer to another branch offline:

1. Go to the SBI bank reception desk and ask for an account transfer application form.
2. If an account transfer application form is available, fill in the details and submit it to the bank officer. Don’t forget to mention your CIF and Bank Account number.
3. If the form is not available at the bank, write an application on plain paper.
4. Mention your Bank account details, such as branch address, bank account, and CIF number.
5. You can also send an email to [email protected].
6. Attach copies of your PAN and Aadhar card with the application.
7. Sign the application form and submit it to the concerned bank staff.

Bank Account Transfer Application Format

[Your Name]

[Your Address]

[City, State, ZIP Code]

[Date]

[Bank Name]

[Bank Address]

[City, State, ZIP Code]

Subject – SBI Bank account transfer application

Dear Sir/Madam,

I am writing this application to request the transfer of my savings account from your branch to the Noida branch located at Sector 62.

I have been a customer of your bank for three years and have always received excellent service from your staff. However, due to [reason for transfer], I am requesting a transfer of my account to the Noida branch.

My account details are as follows:

Account Number: [your account number]

Account Holder Name: [your name]

Current Branch Name: [current branch name]

Current Branch Address: [current branch address]

Please kindly transfer my account to the [new branch name] branch as soon as possible.

Please let me know if there are any further formalities that I need to complete for the transfer.

Thank you for your assistance in this matter.

Sincerely,

[Your Name]

For more bank transfer application formats, check this article.

Conclusion

Whether leveraging the simplicity of SBI YONO or YONO Lite, the accessibility of SBI Netbanking, or opting for traditional offline methods, SBI account holders can now request branch transfers from anywhere.

As you navigate through the straightforward steps outlined in this guide, you can easily achieve a smooth transfer of your SBI bank account. Stay informed and choose the method that suits your preferences, and experience a hassle-free transfer process that aligns with the dynamic needs of your financial journey.

For details on atm response codes, check our detailed guide SBI ATM Response Code List: Solve SBI ATM ERROR Codes

SBI has one of the most popular and installed Banking apps, known as YONO. This app allows users to do online transactions, check balances, send and receive money through UPI, recharge mobile numbers, and YONO Refer and Earn offers.

SBI YONO Referral Code offers several benefits, including rewards, encouraging new user Sign-Ups, promoting YONO App, enhancing the user base, building community, and serving as a cost-effective marketing strategy.

In this article, we will discuss everything about SBI YONO referral code including how to find the referral code, its benefits and how to withdraw cash from ATM using the YONO App.

What is the YONO Referral Code?

A YONO Referral Code is a unique code provided by YONO for its referral program. The existing users can refer YONO App to their friends, family, or acquaintances to join YONO.

When a new user signs up using the referral code, both the referrer and the new user get certain benefits, such as discounts, cashback, or promotional offers, depending on the ongoing promotions at that time.

Note: The referral programs and their associated benefits can change, and it’s advisable to check the latest terms and conditions provided by YONO.

How do you find the SBI YONO Referral Code?

Discovering your SBI YONO Referral Code is a simple process; you have to log in to your account and navigate to ‘Invite and Earn’ in the left dashboard to refer someone.

But, if you are not using YONO APP, you will have to download the App and sign up for an account.

Here are the steps to find the referral code in SBI YONO App:

1. Install the YONO App on your smartphone.
2. Launch the YONO App and Sign Up.
3. Fill in your details. You may be asked to enter debit card details for verification.
4. Enter your Username, password, and referral code (if someone referred you).
5. Click on Submit and enter your MPIN.
6. You will be asked to verify the OTP, which will be sent to your mobile number and Email.
7. Now, on the APP Home Screen, click on the three lines available on the top left.
8. Go to the “Invite and Earn” section and share the Referral Code and App Link.

You have successfully referred a friend, and when they join the SBI YONO APP, you will get RS 150 as a referral reward.

What Should I do if My YONO Activation Code has Expired?

The activation code is valid for only 30 minutes. If you fail to use your activation code within 30 minutes, it will lapse. So, make sure to take prompt action and create a secured password. 

Additionally, if you fail to use the activation code in the time provided, then reapply and apply to the bank staff at your bank.

What are the Benefits of the YONO Referral Code?

There are several benefits of using the YONO referral code, such as

1. You have the opportunity to earn rewards by sharing your referral code and inviting others to join SBI YONO.
2. The referral code serves as an incentive for new users to sign up for the SBI YONO platform. It creates a win-win situation where both the referrer and the new user are benefitted.
3. The YONO referral code system helps promote the SBI YONO platform and encourages existing users to recommend and share their positive experiences with others actively.
4. It also helps SBI YONO expand its user base by leveraging the network effect.
5. Referral codes contribute to the sense of community among SBI YONO users. It fosters a collaborative environment where individuals share and benefit from their association with the digital banking platform.
6. Using existing users to bring in new customers through referrals is a cost-effective marketing strategy. It relies on word-of-mouth recommendations, which can be a powerful way to attract new users.

How Can I Withdraw Cash From SBI ATM Via YONO App?

To withdraw cash from an SBI ATM via the YONO App, follow these step-by-step instructions:

1. Visit the nearest SBI ATM in your neighborhood.
2. Login to your YONO App PIN on your smartphone.
3. Go to the “YONO Pay” option and choose “YONO Cash“.
4. Request for cash withdrawal through the YONO APP.
5. You will receive a 6-digit verification code on your registered mobile number.
6. In the SBI ATM, select the option “Cashless Withdrawal.”
7. Enter the 6-digit verification that you received on your mobile number.
8. Also, enter the YONO App PIN when prompted.

By following these steps, you can easily withdraw cash from an SBI ATM using the YONO App, ensuring a secure and seamless transaction experience.

What are the Terms and Conditions for Using the SBI YONO APP?

Here’s a general overview of common terms and conditions that you must know if you are using the SBI YONO App.

User Agreement

The SBI YONO APP users are typically required to agree to the terms and conditions outlined by the bank before using the YONO app. This agreement often covers the user’s responsibilities, rights, and the permissible use of the App.

Account Security

As a YONO user, you are expected to maintain the confidentiality of the login credentials, such as usernames and passwords. The terms may specify that users should not share this information and should take appropriate measures to secure their accounts.

Authorized Use

These terms outline the authorized use of the YONO app, specifying that it should be used for legitimate and lawful purposes. Unauthorized activities, including fraud or misuse, may result in account suspension or legal action.

Transactions and Payments

The terms and conditions can also include details about the types of transactions allowed through the App, payment methods, and any associated fees or charges.

Data Privacy

These terms outline the bank’s privacy policy, detailing how personal information is handled.

Updates and Changes

Changes to the terms and conditions are typically communicated to users, and continued use of the App may imply acceptance of these changes.

Termination of Services

The terms may specify conditions under which the bank can terminate or suspend a user’s access to the YONO app, such as violation of terms, fraudulent activities, or security concerns.

It’s essential for SBI YONO users to carefully read and understand the terms and conditions associated with the YONO App to ensure compliance and a secure banking experience. You can also refer to the official documentation provided by the State Bank of India for the latest and most accurate information.

What are the YONO APP Ratings on the Google Play Store?

The YONO SBI App has a rating of 4.3 out of 5 with 10Cr+ downloads on the Google Play Store.

Conclusion

The SBI YONO app emerges not just as a digital banking solution but as a dynamic platform fostering financial inclusivity and community engagement. 

The referral code system not only rewards users but also propels the App’s growth, creating a collaborative ecosystem.

Whether you are an existing user or a potential user, the YONO app continues to redefine digital banking with its user-friendly interface, innovative features such as transferring bank branch, and community-driven approach.

Embrace the financial evolution with YONO and unlock a world of convenience, rewards, and digital empowerment.

Real Time Gross Settlement or RTGS is a mode of fund transfer from one bank to another that happens in “real-time.”

If you are an SBI customer, you need to fill out an SBI RTGS form to send your money from one bank to another in real-time.

You can either download the form online or get it from the nearest SBI branch.

In this article, I will discuss how to get this SBI RTGS form online and fill the form correctly.

How To Download the SBI RTGS Form?

Downloading the SBI RTGS Form is a straightforward process and won’t take more than a few seconds.

To download the SBI RTGS Form, follow the below steps:

1. Open the official SBI website on your smartphone, tablet, or laptop.
2. In the search bar, search for PDF RTGS form.
3. Download and take a printout of the form. 
4. Now, fill in the details and visit your nearest SBI branch to submit it.

Also, you can directly download the SBI RTGS form from here.

How To Fill out the SBI RTGS Form?

If you don’t want delays in your payments, you need to make sure that the details provided in the SBI RTGS form are correct to your knowledge. The SBI RTGS form asks for the following information,

• Beneficiary’s Name
• Beneficiary’s Account number
• IFSC code of the Bank where money is being sent
• Remitting Amount
• Account Number of the Remitting customer
• Beneficiary’s Bank

After entering all the above details, you will have to sign in the bottom right corner of the form (as described in the below image) and submit it to the SBI bank staff.

The authorized bank staff will do the transaction at their end, and the beneficiary’s account will get credited with that amount in real time.

Benefits of RTGS

The Real Time Gross Settlement (RTGS) system offers numerous benefits that enhance the efficiency and security of fund transfers:

Instant Fund Transfer

One of the primary advantages of RTGS is the immediate transfer of funds. This ensures quick availability of funds to the recipient, contributing to faster and more responsive financial transactions.

Enhanced Security Measures

RTGS transactions are settled individually and in real-time, minimizing the risk of fraud or interception. The secure nature of these transactions provides a robust shield against unauthorized activities.

Direct and Seamless Transfers

RTGS eliminates the need for intermediaries, facilitating direct and seamless transfers between banks. This streamlined process reduces delays and costs associated with intermediary banks, making transactions more efficient.

Suitability for High-Value Transactions

You can initiate high-value transactions using RTGS with typically no upper limit on the amount, which makes it an ideal choice for businesses or individuals involved in significant financial transactions.

Improved Cash Flow Control

Businesses benefit from RTGS by gaining better control over their cash flow. The immediate settlement of payments ensures that organizations can manage their finances more effectively and make timely decisions based on real-time fund availability.

Convenient Online and Offline Modes

RTGS transfers can be initiated through both online and offline modes. Online banking portals and mobile banking applications offer a convenient way for users to perform transactions from anywhere. Additionally, individuals can also visit their bank branches for in-person assistance and initiate RTGS transactions through a manual process.

Reduced or No Charges for Online Transactions

The Reserve Bank of India (RBI) has removed charges for RTGS transactions initiated online, promoting cost-effective and user-friendly digital transactions. However, offline transactions may incur charges, varying from bank to bank.

Are There Any Charges For RTGS?

There are no charges for doing RTGS as per the Reserve Bank of India (RBI) for RTGS performed via internet or mobile banking. But if you are initiating a transaction by visiting a bank branch, you may have to pay between 20 and 40 rupees with additional GST charges.

For RTGS Transactions From Rs. 2 Lakh to Rs. 5Lakh – SBI bank charges Rs. 20 + GST.

For RTGS Transaction Above Rs. 5 Lakh – SBI bank charges Rs. 40 + GST.

Conclusion

Filling out an SBI RTGS form is a skill for you if you are someone making a lot of payments from the State Bank of India. Using our step-by-step guide, you can easily send money to some seamlessly perform electronic fund transfers with ease. 

If you have a net banking facility enabled, you can also download it from the Downloads section inside your State Bank of India (SBI) online user dashboard.

Frequently Asked Questions

What is the minimum amount I can send using an SBI RTGS form?

You can transfer a minimum of 2 lakh rupees using an RTGS form.

What is the maximum amount I can send using the SBI RTGS form?

You can send a maximum of any amount using a SBI RTGS form with only one condition the amount should be greater than 2 Lakh.

What are the RTGS timings?

You can use RTGS transfer mode 24×7 a year, but you cannot use this facility between 11:50 P.M and 00:30 A.M due to server maintenance.

Is RTGS transfer safe to use?

Yes, RTGS transfers are safe to use. Also, it’s a quick service where you don’t have to wait for an amount credited to your account.

Can I send money to a foreign bank using RTGS?

You can only use RTGS services to send money to foreign banks in India. You need to open a different account with the bank.

Does RTGS have transaction ID?

An RTGS transaction consists of Unique Transaction Reference with 22 characters code using which you can instantly identify the RTGS transaction in your statement. You will have to type in the password to Open SBI Statement.

Like all other banks, SBI bank statements are protected by a set of unique alphanumeric characters that you require to open a statement. The password combination to open the statement could be your mobile number and date of birth or customer Identification number and date of birth.

Depending on your relationship with SBI bank, you receive a PDF statement on the email registered with the bank every month for your account, Yono, or credit cards. Here’s when you require a password to open the statement and have a glance at your account credits and debits.

In this SBI statement guide, you will find the correct steps to open the SBI account statement password, Yono statement password, and credit card statement.

Why is the SBI Statement Password Protected?

Like many other leading financial institutions, the State Bank of India (SBI) prioritizes the security of its client’s sensitive information.

Financial matters are paramount, and ensuring high-end security is crucial to prevent data leakage and protect customers from scams and fraud. 

Therefore, the State Bank Of India (SBI) uses advanced security measures, including password protection, to safeguard the confidentiality of account information.

One of the primary reasons why SBI statements are password protected is to establish a robust defense system against unauthorized access and potential data breaches.

SBI Statement Password protection acts as an additional security layer, ensuring only authorized individuals with the correct credentials can view the statement’s contents. 

This practice aligns with the industry’s best online and mobile banking security practices.

What Details Does SBI Bank Statements Include?

The sensitive information in bank statements includes details such as account number, CIF (Customer Identification) number, account name, branch, and transaction history, necessitating extra precautions. 

Without password protection, there would be a higher risk of unauthorized individuals gaining access to these details, leading to fraudulent activities or unauthorized transactions.

How To Open SBI Account Statement Password?

If you have downloaded your SBI account statement through the internet or mobile banking, the password to open the pdf statement is your 11-digit SBI account number without the prefix 0.

However, if you want to open an SBI account e-statement that you received in your mail, here’s how you can open that.

1. Download the attached statement from your mail.
2. Open the downloaded PDF file.
3. Enter the last five digits of your registered mobile number with the SBI and date of birth (DOB) in DDMMYY format when prompted to enter the password.

Quick Tip - If your mobile number is XXXXX95827 and your DOB is 27th December 1991, the password to open the statement will be 95827271291.

How Do You Open the SBI Yono Statement PDF Password?

If you have received the SBI Yono Statement on your registered email, the password to open the SBI statement will be your Date of Birth, followed by the symbol @, followed by the last four digits of your registered mobile number with the SBI bank.

For example, if your DOB is 12.10.1984 and your mobile number is XXXXXX5467, the statement’s password will be 1210@5467.

Examples of Yono SBI Email Statement Password Formats:

   

Date of Birth	Mobile Number	Password Format
03/03/2008	XXXXXX8567	0303@8567
15/12/1987	XXXXXX9285	1512@9285
22/12/2024	XXXXXX1879	2212@1879

Here are the steps to open the password-protected SBI Yono statement:

1. Download the statement from the mail or double-click on the statement to open it.
2. Now, you will see a pop-up with a message showing “This file is protected” and a box to password box.
3. Enter the password in the box and tap on Open.
4. Now, your SBI YONO statement will open.

How Do You Open the SBI Credit Card Statement Password?

The SBI credit card statement password is your 16-digit primary credit card number.

To open the SBI credit card statement password, follow the below steps:

1. Download the attached credit card statement you received on your registered email.
2. Open the PDF file.
3. Enter your “16-digit SBI credit card number” in the password box when asked to enter the password.
4. Click/Tap on ‘Open’.
5. Your SBI credit card statement will open in a fraction of a second.

How Do You Remove the Password From the State Bank Statement PDF?

Removing the SBI statement password can lead to data exposure and leaks. But, if you are an accountant and need to open the same or different account statements while filing tax return files and computing balance sheets, a statement without passwords could save much of your time.

Here’s how you can remove the statement password:

1. Open the PDF statement on your smartphone, tablet, or laptop. (Double-click on the pdf file or right-click and choose ‘open with’ followed by ‘Google Chrome.’
2. The pdf file will now ask for a password to open the statement.
3. Enter your statement password.
4. Hit the buttons “Ctrl + P” to open print settings.
5. Select the Destination and choose ‘Save as PDF’.
6. Tap/Click on ‘Save’.

Open the saved SBI bank statement and check if the password is removed.