Budget Blog

Saving Money the Easy Way With the Dobot App

February 26, 2020 By Steve Adcock

Saving money for life’s most important things doesn’t need to be as complicated as it sounds, especially when you have an app at your fingertips that makes the process simple and fun.

One of the most crucial elements in saving money is giving that money purpose. When we save for a reason, we’re much more likely to stick with it. Setting goals is what makes us human.

And frankly, that’s true of virtually anything we do in life.

Going to the gym every day gets easier when our goal is to lose 25 pounds before a wedding. Taking night classes is easier to stomach when we need those classes to get a promotion.

This is a sponsored post written in partnership with The Money Mix.

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How Much Car Can I Afford – What You Need to Know

February 14, 2020 By Josh @ Money Life Wax

Go ahead, ask a couple of financial experts, “how much car can I afford?” Chances are you’ll get quite a few different answers.

Whether it’s the “10% gross income rule” for monthly car payments and expenses or the “25% rule” for purchasing a new vehicle, there is no one size fits all answer financial experts can agree on when it comes to how much “car” you can afford.

Chances are, you might not be able to afford the car you truly desire, but you’re looking for affordability.

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Findigs Review: A Simple Way to Make Rent Payments

February 11, 2020 By Fred Leamnson

House prices are rising around the country. Buying a house is more complicated than ever for many and statistics show Millennials are not buying homes at the rate of previous generations. If they’re not buying houses at the pace they once were, then they’re likely renting and making rent payments to a landlord.

Paying rent is a choice many make for a variety of reasons.

In addition to the ever-increasing price of homeownership, many choose to rent to keep their lives simple. Renting allows flexibility in location. The typical lease is a one-year commitment. If you don’t like where you live, you can move in a year.

Additionally, there are no upkeep expenses for renters. There are no roofs to replace, no landscaping, painting, windows, appliances, etc. to repair and replace. You have a fixed rent and utilities – that’s about it.

This is a sponsored post written in partnership with The Money Mix.

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Save Money by Building a Capsule Wardrobe in 2020

February 5, 2020 By Daniella @ I Like To Dabble

There are many reasons you may want to start building a capsule wardrobe. I mean, you didn’t land on this article by chance. You came here for a reason.

Minimizing and simplifying our lives is more than a trend that Marie Kondo came up with when we created her tidying up technique. It is opening our eyes to the fact that less is more.

You could be sick of the clutter and the decision making fatigue it has on you. Your clothes shouldn’t stress you out.

You are meant to feel comfortable in your clothes and that includes deciding what you will wear.

The decision-making process for what we wear every morning is an interesting one. For some, it is a creative process of self-expression when we pick out pieces of clothing and pair them together. For others, it is just to put something clean on that fits with what you are doing that day whether it is going into an office or working outside.

And then some already have a uniform assigned for what they wear to work such as nurses, restaurant workers, caterers, mechanics, etc. Or you might work from home and not have to worry as much about what you wear day-to-day.

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The Best Financial Tips for Startups

January 19, 2020 By Adam Pepka

Running a business is tough, and it’s even harder for startups and new businesses who are cash-constrained and don’t have a full finance team at their backs. “You’ve got to spend money to make money,” is the common saying, but it’s difficult to spend money when you don’t have a lot of it! You first need to get a steady cash flow, which the 5 financial tips for startups below will help you do.

These important financial tips can help if you’re:

Trying to earn a steady cash flow for your business
Trying to figure out where you should put the majority of your startup funds
Or even just trying to keep your costs down

So whether you’re a startup, new business owner, or small business owner, don’t miss these easy and actionable finance tips below to help you find startup success:

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