Budget Blog

11 Practical Tips on How to Budget Better

January 5, 2020 By Kevin | Just Start Investing

Building a detailed budget is not for everyone. For some, it’s just time consuming and unnecessary. Though, if you’re reading an article with tips on how to budget better, I’m assuming you’ve decided that having a budget is for you…

Which is great!

Budgets have been helping people (and companies, organizations, and governments) take control of their finances and save money for years (probably centuries). There’s no reason a budget can’t help you too.

Whether your a first-time budgeter or a personal finance expert, I’ve highlighted 11 of the best budgeting tips below. They’re a must-read if you want to learn about ways to improve upon budgeting basics.

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How to Save Money on an Engagement Ring

January 1, 2020 By Jessica @ The Budget Savvy Bride

Congratulations! If you’re reading this post, you’ve likely found the person you want to spend the rest of your life with. Perhaps you’re considering popping the question to your partner soon, or you’re just starting to research the cost of an engagement ring so you can begin saving up.

No matter what brought you here, this post will share everything you need to know about buying an engagement ring.

I’ll cover how much you should spend on an engagement ring, how to save up to pay for the ring, creative ways to save money on an engagement ring if budget is an issue, and how to determine the best style to purchase for your partner.

Buying your engagement ring as part of the process of planning a stress-free wedding.

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Tips for Bargain Shopping When Traveling Abroad

December 26, 2019 By YouBeThree

Who loves a good souvenir? I know I do, that is, assuming I get a good deal on it! Bargain shopping while abroad, when done successfully, can be one of the most fun and satisfying things you do during your travels.

I was not always successful with my bargain shopping…

I can’t tell you the number of times that I’ve gone shopping in India and come home with what I think is a great deal, only to have my family immediately exclaim “you overpaid!”

I’ve learned from my mistakes though, and now I’m sharing for my best tips on how to successfully bargain shop abroad.

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Is a Home Warranty Worth it?

December 13, 2019 By Kevin | Just Start Investing

When deciding if you should rent or buy a house, many people don’t consider the hidden costs of home ownership. Yes, there are closing costs and home insurance to think about, but also smaller expenses that can add up fast.

A dead fridge here, a burst pipe there – it isn’t usually just one specific thing, either. You know the saying – when it rains, it pours.

What happens if you’re not prepared for the downpour? What if your furnace and washing machine stop working too?

Is there anyway to prepare?

Well, there a few ways.

You could build up an emergency fund, budget money each month for these expenses, or turn to a home warranty. Below, we’ll dive into what a home warranty is and when one could be worth it for you.

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Budgeting Tips for First-Time Renters

December 8, 2019 By Mihaela Buzec

Joining the group of first-time renters and stepping out on your own can be both an exciting and stressful moment in your life. It’s usually a major milestone and one of the first steps toward adulthood, a period that comes with both freedom and responsibilities.

As you get ready to find the perfect rental apartment, there are many aspects to consider, especially the financial aspect of renting.

Money is important, obviously, but it’s even more important when it comes to renting because your home makes up a major part of your budget. As you get ready to be a first-time renter, it can be helpful to track where your money goes, create a budget, and monitor your spending habits.

There is no better time to start taking control of your personal finances and budgeting than now. Let’s first start with finding the right apartment for first-time renters on a budget.

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