Dave Ramsey is a personal finance expert and is most well known for his 7 baby steps to help you get out of debt and take control of your money. While these steps have helped millions of people, they are not perfect. Below I’ll walk through the pros and cons of Dave Ramsey’s Baby Steps and provide some alternative options along the way.[Read more…] about Dave Ramsey Baby Steps: Breaking Down the Pros and Cons
14 Best Budgeting Books to Improve Your Personal Finances
Below you will find a list of the 14 best budgeting books to improve your personal finances.
Building a budget is usually a necessary first step to improving your personal financial situation. After all, it’s hard to improve anything if you don’t know where to start.
And a budget is the blueprint that will show you what you need to improve and what you should keep doing.
What is a Sinking Fund and Why You Should Have One
Paying for large expenses isn’t easy, but having a sinking fund can help ensure you are budgeting for them the right way.
If you need to save for a significant expense in your life, whether it’s for a down payment on a house, a wedding, or just a new pair of shoes, below, we’ll walk through how sinking funds can help you accomplish your savings goals.[Read more…] about What is a Sinking Fund and Why You Should Have One
How to Stop Spending Money: 10 Ideas to Try
There are a lot of good reasons for you to learn how to stop spending money.
Well, maybe not how to stop spending money altogether, but learning how to spend less in certain areas can help you reach your financial goals. Whether that is to save more, invest more, or better prepare for retirement.[Read more…] about How to Stop Spending Money: 10 Ideas to Try
Truebill Review: Not Your Average Budgeting App
Managing bills is not easy, but luckily there are apps out there like Truebill that are here to help.
From Netflix to gym memberships to magazine subscriptions, it can be hard to properly manage and keep track of all of your bills. Potentially allowing yourself to continue being billed for a service that you no longer use.[Read more…] about Truebill Review: Not Your Average Budgeting App