Budget Blog

Choosing quality over quantity can be a wise decision in many aspects of life. It could save you money over the long run and leave you better off financially, and there are many other benefits to adopting this minimalist mindset.

From reducing stress to freeing up more time to do things you love, the benefits of opting for quality over quantity are nearly endless.

If you are struggling with maintaining a budget or just looking to improve your life, below you’ll learn more about the quality over quantity mindset and how to apply it to various aspects of your life.

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Dave Ramsey is a personal finance expert and is most well known for his 7 baby steps to help you get out of debt and take control of your money. While these steps have helped millions of people, they are not perfect. Below I’ll walk through the pros and cons of Dave Ramsey’s Baby Steps and provide some alternative options along the way.

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Below you will find a list of the 14 best budgeting books to improve your personal finances.

Building a budget is usually a necessary first step to improving your personal financial situation. After all, it’s hard to improve anything if you don’t know where to start.

And a budget is the blueprint that will show you what you need to improve and what you should keep doing.

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Paying for large expenses isn’t easy, but having a sinking fund can help ensure you are budgeting for them the right way.

If you need to save for a significant expense in your life, whether it’s for a down payment on a house, a wedding, or just a new pair of shoes, below, we’ll walk through how sinking funds can help you accomplish your savings goals.

[Read more…] about What is a Sinking Fund and Why You Should Have One

There are a lot of good reasons for you to learn how to stop spending money.

Well, maybe not how to stop spending money altogether, but learning how to spend less in certain areas can help you reach your financial goals. Whether that is to save more, invest more, or better prepare for retirement.

[Read more…] about How to Stop Spending Money: 10 Ideas to Try