Budget Blog

The cost of furnishing any space depends on where you source the furniture. Finding the best cheap furniture stores will substantially reduce the cost of furnishing your house or apartment. But how do you know where to find the best cheap furniture stores?

You can find cheap furniture with:

• Department and furniture stores (in-store and online)
• Buying from sellers on apps like Mercari
• Using cashback and rewards apps or programs like Rakuten
• Garage sales, estate sales, etc

It’s all about knowing where to look to get the best deal on furniture prices.

[Read more…] about The Best Cheap Furniture Stores to Get Quality Furniture for Less

Choosing where to live is an important financial and personal decision. Financially, choosing a HCOL vs LCOL area can have an impact on how much money you are able to save every month. Personally, choosing a location that fits your lifestyle can have an impact on your happiness.

In this article, we’ll focus on the financial implications of choosing where to live, but touch on some of the personal factors that you need to take into account as well.

In case you are not familiar, the acronyms HCOL and LCOL stand for “high cost of living” and “low cost of living”, respectively. We’ll dive more into those definitions below.

[Read more…] about HCOL vs LCOL Areas: The Pros and Cons of Each

Learning how to save money to buy a new car can make the whole car buying process less stressful, when done correctly.

Really, it all comes down to budgeting and preparing. The more prepared you are to buy a car, the easier the process will be.

Proper budget planning simplifies the process without having to break your bank and making it seem like a massive sacrifice at once. Saving money steadily and slowly and setting it aside will make it easier when it comes time to make a down payment. Plus, you can likely save more by making a few adjustments to your daily spending habits, but it will require discipline. 

Below, we’ll go over how you can properly budget and prepare to buy a new car. Purchasing a new car can be a complicated process, but by following these easy tips, it can be easier than you expect. Keep reading to learn more!

[Read more…] about How to Save for a Car: 5 Easy Tips

Most of us have quite a few monthly bills. Between cable, phone, internet, and home security fees, it can be a lot to keep track of at times.

Unfortunately, a lot of people lose track of their bills all the time, not just sometimes. By either auto-paying online or with a credit card, you may be letting your provider charge you every month without giving it a second thought.

It’s never a good idea to lose control in any aspect of personal finance, and bill management is no different. You put yourself at risk of overpaying for services without even realizing it.

There is a solution to get control back: negotiation and cancellation.

You could negotiate lower prices and cancel unused services yourself, but the process can be intimidating and time-consuming.

This is where bill negotiation platforms come in. One of the leading platforms, Billshark, contacts providers on your behalf and helps you save money. In this Billshark review, we look at how Billshark works and whether it’s a good bill negotiation platform, as well as review its other money-saving features.

[Read more…] about Billshark Review: Lower Your Monthly Bills

If you have bad credit, getting a loan can feel almost impossible. No credit check loans can help. Even if you have NO credit, you can sometimes be completely cut off from the benefits of the financial system.

So what are your options to borrow money? No credit check loans can help you get cash quickly, but you might want to think twice. The terms can be harsh, and interest rates steep.

Before you sign up for a no credit check loan, here’s what you need to know.

[Read more…] about No Credit Check Loans: What to Know Before Getting One