Budget Blog

If you have bad credit and find yourself in a pinch, you might think that you can’t get a loan.

This is not true.

While it is more challenging to get a loan with bad credit, and even harder to get a good rate, you have options.

The key is to ensure both:

1. You really need the loan
2. You have a plan to pay it back on time

Since loans for bad credit do come with worse rates and other stipulations, taking one is a higher risk. Below is everything you need to know about what loans you can get with bad credit and how to get them.

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Weddings seem to be getting more and more expensive and it’s common for couples to have a hard time finding ways to save money on the big event. Using a wedding dress rental service is something that may make sense.

When it comes to planning and paying for a wedding, couples should spend according to their priorities. The easiest way to identify how to budget for a wedding is to discuss what is most important to you and your soon-to-be spouse. Some commonly named top priorities among engaged couples – photography, venue, and the guest list.

That makes a ton of sense because where you celebrate and who you celebrate with are two things that impact how you feel on your wedding day. And, of course, photography is the tangible reminder of all the fantastic memories you’ll share on that special day.

One thing that doesn’t always rank as highly among the list of priorities is the wedding day attire.

[Read more…] about Wedding Dress Rental: One of the Best Ways to Save Money

The IRS extended the deadline for 2019 tax returns to July 15, 2020. If you’ve been stressing over how to file and pay your taxes, these tax season tips should help relieve some stress and help you better tackle your taxes.

Given the state of the economy in the wake of the coronavirus pandemic, the federal government is doing all they can to help its citizens and prevent a total collapse—including the $1,200 stimulus check sent to most Americans who filed their 2018 taxes and fall below a certain income threshold.

But if that check isn’t enough to pay what you owe in taxes for this year, and the extended deadline doesn’t give you enough time to figure out alternatives, I’m here to offer a few more stress-relieving strategies so you can sweat a little less.

[Read more…] about Tax Season Tips: 7 Ways to Reduce Stress

Many people suffer from something called imposter syndrome, which entails having the feeling of self-doubt. It can be a hard issue to overcome, but one thing that always helps is self-care.

I have good news! That’s what we’re going to talk about in today’s post. It’s all about self-care. Self-care, self-love, mindfulness, and time alone – these things all go hand-in-hand.

Let’s take a look at how some define them.

This post was written in partnership with Sanjana from You Be Three and The Money Mix.

[Read more…] about How to Save Money on Self-Care