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11 Practical Tips on How to Budget Better

January 5, 2020 By Kevin | Just Start Investing Leave a Comment

Building a detailed budget is not for everyone. For some, it’s just time consuming and unnecessary. Though, if you’re reading an article with tips on how to budget better, I’m assuming you’ve decided that having a budget is for you…

Which is great!

Budgets have been helping people (and companies, organizations, and governments) take control of their finances and save money for years (probably centuries). There’s no reason a budget can’t help you too.

Whether your a first-time budgeter or a personal finance expert, I’ve highlighted 11 of the best budgeting tips below. They’re a must-read if you want to learn about ways to improve upon budgeting basics.

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Health Savings Account Rules: What to Know in 2020

January 2, 2020 By Kevin | Just Start Investing 9 Comments

Health savings account rules are easy to follow. On top of that, they are one of the most underrated investment accounts available.

They’ve been around since 2003 and come with a lot of awesome benefits. The biggest perk is being able to contribute pre-tax dollars and have it grow tax-free. We’ll detail more of the benefits further below – there’s a lot of them.

A health savings account also comes with rules you need to follow in order to use them. Any tax-advantaged account, of course, has a string of rules attached to it.

Before diving too far into the various health savings account rules, we’ll start with a basic overview of health savings accounts. There are a lot of ways to optimize your health savings account, but the best thing you can do for now is to start using it.

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How to Save Money on an Engagement Ring

January 1, 2020 By Jessica @ The Budget Savvy Bride Leave a Comment

Congratulations! If you’re reading this post, you’ve likely found the person you want to spend the rest of your life with. Perhaps you’re considering popping the question to your partner soon, or you’re just starting to research the cost of an engagement ring so you can begin saving up.

No matter what brought you here, this post will share everything you need to know about buying an engagement ring.

I’ll cover how much you should spend on an engagement ring, how to save up to pay for the ring, creative ways to save money on an engagement ring if budget is an issue, and how to determine the best style to purchase for your partner.

Buying your engagement ring as part of the process of planning a stress-free wedding.

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The Strategy for Investing in a Recession

December 30, 2019 By Kevin | Just Start Investing 4 Comments

No one knows if the stock market is going to go up or down tomorrow, next week, or next year. If anyone tries to tell you that they do, they’re either lying or they’re lying.

The truth is, the S&P 500 could go skyrocket or crash at any minute, and while that might sound scary, it doesn’t have to be if you have the right strategy in place. Most importantly, the right strategy for investing when a recession hits.

Investing in a recession is not that different from investing during any other time period, especially if you’re a long-term investor that is not retiring any time soon.

Though, recession or bull market, the first step every prepared investor needs to take is to cover the basics.

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Tips for Bargain Shopping When Traveling Abroad

December 26, 2019 By YouBeThree

Who loves a good souvenir? I know I do, that is, assuming I get a good deal on it! Bargain shopping while abroad, when done successfully, can be one of the most fun and satisfying things you do during your travels.

I was not always successful with my bargain shopping…

I can’t tell you the number of times that I’ve gone shopping in India and come home with what I think is a great deal, only to have my family immediately exclaim “you overpaid!”

I’ve learned from my mistakes though, and now I’m sharing for my best tips on how to successfully bargain shop abroad.

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