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How to Save Money and Get Free Samples by Mail

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Believe it or not, companies are eager to earn your business and are willing to send you free samples by mail in hopes of establishing you as a client. However, there are many time-wasting scams out there that will end up costing you money with the lure of a “free sample.”

This guide will provide you with the best places and companies to contact to get free product samples – without any strings attached.

Costco is no longer the only go-to for free food samples. You can get all types of free baby formula and product coupons online with minimal effort. If you love to receive free samples as much as I do, keep reading!

One note before diving in, you should avoid testing new products by putting them on your credit card. Instead, leverage the power of marketing and free product testing to save you serious cash.

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Trim App Review: Save Money on Your Monthly Bills

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There are a lot of budgeting tools and apps on the market designed to help you manage your money. Though the Trim App is unique, so I decided to write a full review of this money-saving tool below.

Trim is a company that is built on automation.

They can automatically save you month on your monthly bills, automatically cancel unused subscriptions for you, and automatically help you earn extra cash through their high yield savings account.

If you want to get started with Trim and start saving money right away, you can below. Otherwise, check out our full Trim app review below to learn more, including how to save money through their various services.

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Loans for Bad Credit: How to Get Them

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If you have bad credit and find yourself in a pinch, you might think that you can’t get a loan.

This is not true.

While it is more challenging to get a loan with bad credit, and even harder to get a good rate, you have options.

The key is to ensure both:

  1. You really need the loan
  2. You have a plan to pay it back on time

Since loans for bad credit do come with worse rates and other stipulations, taking one is a higher risk. Below is everything you need to know about what loans you can get with bad credit and how to get them.

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How to Prepare for a Recession: 6 Steps to Take

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Recessions happen when economic growth comes to a halt, and the economy begins to shrink. It’s a scary, but inevitable part of the economic cycle. Luckily, there are ways for you to prepare for a recession, which include taking steps like:

However, these tasks are easier said than done. Especially when a recession has already begun, like the coronavirus recession we’re experiencing now.

We’ll get into the details of how you can prepare for a recession, and what action to take once a recession has started further below. First, let’s take a look at what exactly defines a recession.

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Best Credit Cards for Fair Credit and Average Credit

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Credit cards are not only for earning rewards and cash back, they are also a great tool for building credit. Below is a list of the best credit cards for fair credit that can help you improve your credit score, when used responsibly.

It’s important to remember your goal when getting a credit card designed for someone with fair credit. You should not be striving to get a ton of perks or rewards, because it is not realistic to do that with fair credit.

Your goal should be to find a credit card that you can get approved for, is affordable, and that you can pay on time in order to build your credit. Hopefully, it has a few perks or rewards as well, but that shouldn’t be the primary objective

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