Budget

If you have many different debts with different interest rates, payoff schedules, and balances, it may sound like a good idea to sign up for debt consolidation. Debt consolidation can seem appealing with the promise of a significantly lower monthly payment and a reduced interest rate.

For some people, debt consolidation may be a reasonable solution. For others, they will be making the debt consolidation company rich.

[Read more…] about Debt Consolidation 101: Everything You Need to Know

If you’re a current or former college student, or anything like me, chances are high that you have debt. I’m sure that you would also love to lower the student loan interest on that debt. Who wouldn’t?

With student loan debt statistics for 2019 revealing that 45 million student loan borrowers owe a whopping $1.52 trillion, it’s not a surprise that educational debt is a pressing economic and political concern. This is an issue I know personally, having graduated in 2016 with over $55,000 in student loan debt.

[Read more…] about How to Easily Lower Student Loan Interest

Budgeting is important with every aspect of your life, but it is arguably most important when it comes to wedding planning.

[Read more…] about The Ultimate Guide to Wedding Planning on a Budget

Listen, I was skeptical when I read the title of this article from Semi Retire Plan as well. The Debt Snowball Method… that’s for people who don’t know about math!

Math helped me find the best credit card and maximize my rewards.

[Read more…] about Broader Lessons from the Debt Snowball Method

The cost of a cup of coffee is relatively small in the grand scheme of things – the average cup costs just $2 or $3.

Though, the idea of saving money by ditching your daily coffee habit seems to be gaining some momentum. David Back recently published a book titled, “The Latte Factor” and Suze Orman is vowing to never buy coffee from a coffee shop. Ever.

[Read more…] about Is the Cost of a Cup of Coffee Costing You?