We Make Investing Easy
One of the few personal finance tips that garners near-universal praise is the idea of having some cash reserves.
For many topics in personal finance, there are seemingly as many critics as there are advocates. You commonly hear phrases such as:
[Read more…] about Cash Reserves 101: Why You Need an Emergency FundMost of you have probably heard of the Financial Independence Retire Early (FIRE) movement (if not, don’t worry, we’ll explain shortly). Those of you who have heard of FIRE, you likely have a strong opinion on it – one way or the other.
But, whether you agree with the FIRE movement or not, I think there are important lessons that we can all agree on.
Well, at least I think that… I’m sure some of you will disagree with one or more of my 10 lessons from the FIRE movement below, but let’s find out. If any of these supposed lessons get you fired up (…couldn’t resist), let’s duke it out in the comments!
But first, here’s a quick primer on the FIRE movement so that we’re all on the same page.
[Read more…] about 10 Important Lessons From the Financial Independence Retire Early (FIRE) MovementThere are a lot of office triggers I can’t stand. Like the fluorescent lighting. Or the the persistent distraction from pointless meetings and other coworkers. Or the whole thing about getting dressed in the morning to go there!
That last part is a joke, but it’s true. I am pretty lazy.
[Read more…] about How to Avoid Work-From-Home Scams and Find a Real WFH JobIf you have many different debts with different interest rates, payoff schedules, and balances, it may sound like a good idea to sign up for debt consolidation. Debt consolidation can seem appealing with the promise of a significantly lower monthly payment and a reduced interest rate.
For some people, debt consolidation may be a reasonable solution. For others, they will be making the debt consolidation company rich.
[Read more…] about Debt Consolidation 101: Everything You Need to KnowImagine a world where you could sleep in until noon every day. Where you could watch Netflix for hours without feeling any guilt. Where you could eat all your favorite junk food, and not gain a pound. And, best of all, you could invest in lazy portfolios and still attain market returns!
Lucky for you, one of those is true!
[Read more…] about Why Lazy Portfolios Are The Best Way to Invest