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Blog

How Much Car Can I Afford – What You Need to Know

February 14, 2020 By Josh @ Money Life Wax

Go ahead, ask a couple of financial experts, “how much car can I afford?” Chances are you’ll get quite a few different answers. 

Whether it’s the “10% gross income rule” for monthly car payments and expenses or the “25% rule” for purchasing a new vehicle, there is no one size fits all answer financial experts can agree on when it comes to how much “car” you can afford. 

Chances are, you might not be able to afford the car you truly desire, but you’re looking for affordability.

[Read more…] about How Much Car Can I Afford – What You Need to Know

Findigs Review: A Simple Way to Make Rent Payments

February 11, 2020 By Fred Leamnson

House prices are rising around the country. Buying a house is more complicated than ever for many and statistics show Millennials are not buying homes at the rate of previous generations. If they’re not buying houses at the pace they once were, then they’re likely renting and making rent payments to a landlord.

Paying rent is a choice many make for a variety of reasons.

[Read more…] about Findigs Review: A Simple Way to Make Rent Payments

High Earner Not Rich Yet: How to Avoid Becoming a HENRY

February 9, 2020 By Kevin | Just Start Investing

I recently heard a term pop up in a podcast ad, “High Earner Not Rich Yet,” or, HENRY for short.

The term caught my attention and I was curious to learn more about these mysterious HENRYs, so I did some research.

[Read more…] about High Earner Not Rich Yet: How to Avoid Becoming a HENRY

Save Money by Building a Capsule Wardrobe in 2021

February 5, 2020 By Daniella @ I Like To Dabble

There are many reasons you may want to start building a capsule wardrobe. I mean, you didn’t land on this article by chance. You came here for a reason.

Minimizing and simplifying our lives is more than a trend that Marie Kondo came up with when we created her tidying up technique. It is opening our eyes to the fact that less is more.

[Read more…] about Save Money by Building a Capsule Wardrobe in 2021

Traditional vs Roth 401(k): What You Need to Know

February 2, 2020 By Kevin | Just Start Investing

With access to a Roth 401(k) becoming more and more common, I wanted to break down the differences between a Traditional vs Roth 401(k). Including the advantages of each and how to decide which 401(k) plan to choose.

I’m currently considering a Roth 401(k) myself and was surprised by how much nuance there is in making the decision between the common two 401(k) options.

Yes, a lot of things are the same (such as contribution limits). Though, there are some major differences (like when your money is taxed) and minor ones as well (for example, the withdrawal rules).

We’ll get into all of that below to help you easily make an informed decision on which 401(k) type is right for you.

[Read more…] about Traditional vs Roth 401(k): What You Need to Know
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