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Good Reasons to Use Multiple Credit Cards

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Deciding to use multiple credit cards is not a black and white decision. There are good reasons to use multiple cards, and bad ones.

There are many factors to take into account before deciding to add a credit card to your wallet or purse. They include the impact to your credit score, the rewards it offers, its annual fee, and much more.

Depending on who you are, if you heard a friend or family member had 5 credit cards you may either think they are a personal finance wizard or an irresponsible spender.

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How Are Credit Scores Calculated: A Beginner’s Guide

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It’s financial literacy month, so this post is focused on something all consumers should know: How are credit scores calculated?

Banks and lenders use credit scores to see how reliable consumers (people like you and me) are and to understand the likelihood that they will pay back a loan.

A good credit score = a reliable consumer.

A bad credit score = a risky consumer.

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Equal Weight Index funds Overview

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There is some debate on whether equal-weight index funds perform better than their counterpart – market capitalization-weighted (cap-weighted) index funds.

Cap-weighted index funds are the more popular and more widely available option. Likely, if you’re invested in an index fund, its a cap-weighted fund.

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Where to Buy Index Funds: The Best Online Brokers for Index Investing

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Part of learning how to index invest is knowing where to buy index funds. Not all online brokerage accounts are created equal when it comes to buying index funds and ETFs.

Some online brokers offer rock bottom fees and a wide variety of index funds to choose from. Others charge you for every trade and don’t offer index funds with low expense ratios. Choosing the right one can save you hundreds, if not thousands of dollars ever year.

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Free Rent vs Buy Calculator: Should You Rent or Buy a House?

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In this article, we’re providing a comprehensive and free rent vs buy calculator to help you answer one of the most basic (and biggest) budgeting decisions: should you rent or buy a house?

Of course, this calculator also applies to apartments, condos, and any other place you can buy or rent (to live in).

If you want to dive right in, the rent vs buy calculator can be downloaded by entering your email below.

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