Budget Blog

Geoarbitrage is a fancy word with a simple meaning. In a nutshell, it involves moving in order to lower your cost of living.

The term was made popular by Tim Ferriss, the guy behind The Four Hour Work Week and the creator of the well-known podcast called The Tim Ferriss Show. He discussed geoarbitrage in his book The Four Hour Work Week as one of the many strategies to help you optimize your life.

Geoarbitrage can help you save money, grow your net worth, reach FIRE (financial independence retire early) faster, and potentially increase your overall happiness.

[Read more…] about What is Geoarbitrage: How to Hack Your Location

If your finances are a bit out of control, there are many things you can do to gain back stability. Paying off debt is an essential part of getting your financial life in order.

While it may be overwhelming at first, do your research and take it one step at a time. There are many resources out there, such as the best personal finance blogs that can help you get started.

Debt can be crippling to your finances and create a sense of weight on your shoulders that never seems to go away. Not only does debt hinder you from saving for your future, but it inhibits you from living with the freedom you deserve.

[Read more…] about 6 Hidden Benefits of Paying Off Debt

Saving money for life’s most important things doesn’t need to be as complicated as it sounds, especially when you have an app at your fingertips that makes the process simple and fun. 

One of the most crucial elements in saving money is giving that money purpose. When we save for a reason, we’re much more likely to stick with it. Setting goals is what makes us human. 

[Read more…] about Saving Money the Easy Way With the Dobot App

Go ahead, ask a couple of financial experts, “how much car can I afford?” Chances are you’ll get quite a few different answers. 

Whether it’s the “10% gross income rule” for monthly car payments and expenses or the “25% rule” for purchasing a new vehicle, there is no one size fits all answer financial experts can agree on when it comes to how much “car” you can afford. 

Chances are, you might not be able to afford the car you truly desire, but you’re looking for affordability.

[Read more…] about How Much Car Can I Afford – What You Need to Know