Credit Card Blog

The Reflex Credit Card is a below-average credit card for beginners. If you are looking to build your credit, there are better options available.

The card is issued by Celtic Bank and managed by Continental Finance Company, which has been around since 2005 and is the same company behind the Verve Card and Fit Mastercard. They claim to offer, “credit cards for consumers with less-than-perfect credit.” That’s a fair and accurate statement, but there are better options when it comes to beginner credit cards.

[Read more…] about Reflex Credit Card Review: Reasons to Avoid It

With all the talk of a pending recession, saving some money on your next vacation is likely even more top of mind than usual. Luckily, there’s a solution out there to help you save money while still enjoying your next vacation! The answer is called travel hacking. 

Travel hacking is just a fancy term that entails using existing systems to your advantage to get discounted and free airfare, hotels, car rentals, and other travel expenses. So you can get your next vacation on the house!

[Read more…] about Travel Hacking 101: A Beginner’s Guide

I’m a Chase credit card guy, there’s no hiding it. The Chase Sapphire Reserve is one of the best premium credit cards out there right now, and I love to redeem Chase Ultimate Rewards points for free flights and hotels.

Just this past month I got a free flight from Chicago to Phoenix, a hotel for 5 nights in Arizona, and two flights back to Chicago for 74,534 points. Here’s how it broke out:

[Read more…] about How to Redeem Chase Ultimate Rewards the Easy Way