Learning how to choose a credit card is a lot like learning how to invest in index funds – there are 5 steps and it’s easy to do once you know what you’re doing.
Like riding a bike, it’s something everyone should learn at some point in life.
Learning how to choose a credit card fixes two big problems that people face with credit cards today:
- Not using a credit card at all.
- Using a credit card, but not using the best one possible (like the new Apple Card).
Simply put, credit cards pay you to shop! It’s like getting everything on sale. As long as you use them responsibly and pay them off on time, they are a great tool to both get a discount on everything you buy and build your credit to help with other financial goals.
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