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Credit Card Blog

10 Best Cash Back Credit Cards of 2021

April 19, 2020 By Kevin | Just Start Investing

“Advertiser Disclosure: Just Start Investing LLC is part of an affiliate sales network and receives compensation for sending traffic to credit card partner sites. This compensation may impact how and where links appear on this site.  This site does not include all financial companies or all available financial offers.” 

Using a cash back card is easy and straight-forward. Though, not all cards that offer cash back are created equal. Below is a list of the 10 best cash back credit cards of 2021.

[Read more…] about 10 Best Cash Back Credit Cards of 2021

Review of Credit Repair Companies – Do They Really Work?

April 17, 2020 By Brian from Debt Discipline

If you’ve ever listened to the radio or watched late-night television, chances are you heard or seen an ad for credit repair companies.

You know, the ads where they claim to be able to repair your credit to improve your credit score.

Where they say things like:

  • “We can remove negative items from your credit report forever!”
  • “Credit problems? No problem!”
  • “Credit really bad? We’ll help you create a new identity – legally.”

Chances are if you hear any of these claims, they’re signs of a scam.

A company is likely just looking to separate you from some of your money. They may not even perform any credit repair.

If that’s the case – what’s someone to do when they need to repair their credit and increase their credit score?

To start, understand there’s no quick fix for creditworthiness. Below, we’ll dig into the right steps you can take, as well as reputable companies to partner with on your journey.

This post was written in partnership with Brian from Debt Discipline and The Money Mix.

[Read more…] about Review of Credit Repair Companies – Do They Really Work?

Mercury Credit Card Review: An Exclusive Mid-Tier Card

April 12, 2020 By Kevin | Just Start Investing

The Mercury Credit Card, or Mercury Mastercard, is a middle-tier credit card that requires average credit to attain. It’s also one of the most confusing personal finance products I’ve come across so far.

Let me explain…

[Read more…] about Mercury Credit Card Review: An Exclusive Mid-Tier Card

Reflex Credit Card Review: Reasons to Avoid It

April 5, 2020 By Kevin | Just Start Investing

The Reflex Credit Card is a below-average credit card for beginners. If you are looking to build your credit, there are better options available.

The card is issued by Celtic Bank and managed by Continental Finance Company, which has been around since 2005 and is the same company behind the Verve Card and Fit Mastercard. They claim to offer, “credit cards for consumers with less-than-perfect credit.” That’s a fair and accurate statement, but there are better options when it comes to beginner credit cards.

[Read more…] about Reflex Credit Card Review: Reasons to Avoid It

Travel Hacking 101: A Beginner’s Guide

January 30, 2020 By Kevin | Just Start Investing

With all the talk of a pending recession, saving some money on your next vacation is likely even more top of mind than usual. Luckily, there’s a solution out there to help you save money while still enjoying your next vacation! The answer is called travel hacking. 

Travel hacking is just a fancy term that entails using existing systems to your advantage to get discounted and free airfare, hotels, car rentals, and other travel expenses. So you can get your next vacation on the house!

[Read more…] about Travel Hacking 101: A Beginner’s Guide
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