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Technology in Banking: Top 7 Trends for 2021

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There have been quite a number of technological advancements in the finance world. An offshoot industry, called fintech, was even developed to cater to this need.

This progression implies that the market is rapidly moving toward a cashless society. The advent of credit cards, and even cryptocurrency, supplements this phenomenon. 

The banking industry has definitely progressed from the ancient practices of bartering or exchanging goods to transactions being completed virtually. Now, digital banks empower consumers to do everything online–from creating an account to depositing and withdrawing money.

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12 Best Investment Apps to Check Out

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Looking for the newest and best investment apps? We’re here to help you find the perfect app to improve your finances.

Remember when you had to call up your broker or financial advisor to buy a stock or scan the newspaper for the latest quotes? No? Me either. But I heard it was rough.

With today’s best investment apps, all of your finances are just a few taps away. But the array of options and features can be dizzying. Do you need an individual retirement account or an individual brokerage account? Can you transfer money automatically? What about account service fees?

Set your worries aside, and let us review the best of the best investing apps, so you can decide which one is the best fit for you.

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What is a Sinking Fund and Why You Should Have One

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Paying for large expenses isn’t easy, but having a sinking fund can help ensure you are budgeting for them the right way.

If you need to save for a significant expense in your life, whether it’s for a down payment on a house, a wedding, or just a new pair of shoes, below, we’ll walk through how sinking funds can help you accomplish your savings goals.

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Average Net Worth by Age: How Do You Compare

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Finding out a celebrity’s net worth feels like an American pastime.

Whether it’s wondering how much Will Ferrell is worthwhile watching Elf or Anchorman, or Googling Peyton Manning’s net worth while rewatching the NFL highlights, or checking in on Jimmy Fallon while watching late-night TV – something is captivating about looking up someone’s net worth.

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How to Invest Your Money: A Beginner’s Guide

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Investing is necessary to hit nearly every financial goal imaginable, including retirement.

Some people are scared of investing, but what you should really be afraid of is the consequence of not investing. There is a huge opportunity cost to sitting on the sideline.

For example, take someone who is a diligent saver and put away $10,000 per year from 25 to 65. If that person puts that money in an interest-bearing account, like a savings account, that yielded an interest rate of 1% on average, they would be left with just over $500,000.

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