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Best Credit Cards for Fair Credit and Average Credit

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Credit cards are not only for earning rewards and cash back, they are also a great tool for building credit. Below is a list of the best credit cards for fair credit that can help you improve your credit score, when used responsibly.

It’s important to remember your goal when getting a credit card designed for someone with fair credit. You should not be striving to get a ton of perks or rewards, because it is not realistic to do that with fair credit.

Your goal should be to find a credit card that you can get approved for, is affordable, and that you can pay on time in order to build your credit. Hopefully, it has a few perks or rewards as well, but that shouldn’t be the primary objective

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The 7 Best Real Estate Books for Investing

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One of the more popular Google searches today has to do with achieving financial freedom. Since real estate investing is often part of achieving financial freedom, it’s not uncommon for people to search for the best real estate books. I’ll give you my list in this post. 

When I turned 40, we reached a debt-free status, which felt great for about….two weeks. As a periodontist, my life has been centered around setting and accomplishing goals.

After getting accepted into dental school then a residency, the next goal was starting a practice then eventually paying off student loan debt and our home.

So when I hit 40, I asked myself, “Hey self, what’s next?” At that time, we had only ONE income source coming in, and that was from the practice.

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Lively HSA Review: How to Easily Open an HSA

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A health savings account (HSA for short) is arguably one of the best tax-advantaged accounts you can open. Not only can you contribute tax-free dollars to spend on medical expenses, but you can also invest and grow your money tax-free. Lively is one of our favorite HSA providers, and below is an overview of HSAs and a full Lively HSA Review.

If you’re not familiar with an HSA, or not sure where to get started, don’t worry. We’ll break down all the basics in just a second.

For now, all you need to know is that nearly everyone who is eligible for an HSA should be utilizing one.

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Wedding Dress Rental: One of the Best Ways to Save Money

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Weddings seem to be getting more and more expensive and it’s common for couples to have a hard time finding ways to save money on the big event. Using a wedding dress rental service is something that may make sense.

When it comes to planning and paying for a wedding, couples should spend according to their priorities. The easiest way to identify how to budget for a wedding is to discuss what is most important to you and your soon-to-be spouse. Some commonly named top priorities among engaged couples – photography, venue, and the guest list.

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Investing for Kids: How Old do You Have to be to Invest in Stocks?

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When looking into investing for kids, one question always comes up: how old do you have to be to invest in stocks?

The answer: it depends.

It depends mainly on which state you live in, but no matter what, you have to be at least 18 years old to invest on your own.

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