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Lurking in the shadows of the 2019 global market rally is an inverted yield curve in bond markets.
Time to panic! Right?
Not quite yet…
We’re all index investors, so we shouldn’t necessarily care about a short term market rally or complex financial terms like “yield curves.” We care about consistent steady returns over the long term!
[Read more…] about What is An Inverted Yield Curve?Learning how to sell on ebay can be a great way to both reduce the amount of trash you create and increase your income.
What’s that one saying? One man’s trash is another man’s treasure…
I think ebay built it’s whole business model off of that saying. And now you can profit from it!
I mean, it’s a great business model. It allows sellers to make a little cash off things they don’t want anymore. And buyers can find what they’re looking for at a discounted price because it’s used. And yes, ebay takes a little cut in the middle, as expected.
Below, you’ll get definitive guide on how to sell on ebay. Including everything from what you need to get started to how to set the right price.
[Read more…] about Learn How to Sell on ebay and Increase Your IncomeI’ve been all over the map when it comes to an emergency fund and how much money should be stored in one.
I used to think that a nice, cushy emergency fund was important and necessary. I couldn’t take the risk of losing my job and not being able to pay the bills!
Then, I swung hard to the other side of the emergency fund spectrum and realized the risk of not investing my money. By keeping money stored in a bank account, I was foregoing potential returns!
Finally, I settled somewhere back in the middle. I now employ the mantra that one of my good friends told me, “do whatever helps you sleep at night.”
[Read more…] about How Much Should be in Your Emergency FundThere are two ways that you can save more money:
It’s a pretty simple formula when you boil it down.
The problem with the first point above – spending less money – is that there is a limit to how much less you can spend. If you are spending $1,000 a month, the maximum you can save is $1,000.
Oh and that assumes you just spend no money. Good luck finding a place to live (and eating) for free.
With point number two – earning more money – the upside is limitless. You could earn an extra $100, $1,000 or $10,000 a month if you work hard enough.
Sure, earning an extra $10,000 is 10,000 times easier said than done. But it’s possible.
And below, you’ll get some great side hustle ideas to help you start thinking about how you could earn more money (including passive income!).
Find out if you need to earn more money or if you are on track to hit your goals here.
[Read more…] about Increase Income with these Side Hustle IdeasListen, I was skeptical when I read the title of this article from Semi Retire Plan as well. The Debt Snowball Method… that’s for people who don’t know about math!
Math helped me find the best credit card and maximize my rewards.
For those of you who don’t know what the debt snowball method is, quickly:
The debt snowball method essentially is paying off your smallest debts first and moving on from there, regardless of if your smallest debt has an interest rate of 2% or 25%.
The theory is that as you get small debts paid back, the momentum starts to pick up and it gets easier to pay the bigger debts back.
While I do not support this method (I think paying off your highest interest rate debts first is a no brainer), there are some really interesting phycological implications behind the debt snowball method that can be applied broadly across your life.
Learn more about these great lessons below.
[Read more…] about Broader Lessons from the Debt Snowball Method