Credit Cards

The Apple Card came out back in August of this year, and ever since then, I’ve been wondering to myself, “is it worth it?”

[Read more…] about Is The Apple Card Worth It?

Learning how to choose a credit card is a lot like learning how to invest in index funds – there are 5 steps and it’s easy to do once you know what you’re doing.

Like riding a bike, it’s something everyone should learn at some point in life.

Learning how to choose a credit card fixes two big problems that people face with credit cards today:

1. Not using a credit card at all.
2. Using a credit card, but not using the best one possible (like the new Apple Card).

[Read more…] about How to Choose a Credit Card: 5 Easy Steps

Deciding to use multiple credit cards is not a black and white decision. There are good reasons to use multiple cards, and bad ones.

There are many factors to take into account before deciding to add a credit card to your wallet or purse. They include the impact to your credit score, the rewards it offers, its annual fee, and much more.

Depending on who you are, if you heard a friend or family member had 5 credit cards you may either think they are a personal finance wizard or an irresponsible spender.

[Read more…] about Good Reasons to Use Multiple Credit Cards

Is an annual fee credit card worth it? Definitely a question all consumers should ask (or think about) before signing up for a new credit card.

It’s actually a pretty simple question to answer, you just need to do some basic math.

Well… it was basic math until credit card providers started introducing points, miles, bonus offers and other hidden benefits (and fees). It’s not as simple as finding the best cash back offer anymore.

[Read more…] about Is an Annual Fee Credit Card Worth it?